Web Site Privacy Policy

IRA Innovations (“we,” “our” and “us”) respects your desire for privacy. This document outlines our privacy policy for visitors to our web site.  If you have a continuing relationship with us (e.g., we provide record keeping/administration services for you) or you otherwise have obtained a financial product or service from us, please see our Privacy Policy for additional information on how we collect, use and share your personal nonpublic information.

Visitors to Our Web site. Visitors to our web site remain anonymous, unless they register for a service or otherwise elect to disclose their identity to us. Although we do not collect personally identifying information about persons who simply visit our site, we do collect certain limited information about visitors, such as their IP address (a numeric address assigned automatically to computers when they access the Internet). We also may place “cookies” on a computer to track a visitor’s use of our web site. A cookie is a piece of data that is stored on your hard drive. It takes up very little room on your system and helps us to customize our site and make it more useful to you and its navigation easier for you. We sometimes use cookies to help estimate the number of visitors to our site and to determine which areas are the most popular. Unless you register with us for a service (such as our online banking service), the cookie does not provide us with any personally identifying information about you, such as your name or address.

Links to Other Web Sites. Our web site may feature links to third party web sites that offer goods, services or information. Some of these sites may appear as windows-within-windows at this site. When you click on one of these links, you will be leaving our site and will no longer be subject to this policy. We are not responsible for the information collection or use practices of the other web sites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information. Third party sites may collect and use information about you in a way that is different from this policy.

Services and Advertisements by Third Parties.
 Third parties may offer services from time to time at our web site. If you provide them with information, their use of that information will be subject to their privacy policy, if any, and will not be subject to this policy. If you accept third party goods or services advertised at our web site, the third party may be able to identify that you have a relationship with us (e.g., if the offer was only made through our site).

Children.  We do not knowingly collect, use or disclose personally identifiable information from children under the age of 13 years through our web site. Children under 13 years of age should leave our site.

Changes to this Policy. We may add to, delete, or change the terms of this Web Site Privacy Policy from time to time without notice except as may be required by law. The most current version of this Web Site Privacy Policy will be posted on this web site. Your continued use of our web site or any web site service will constitute your agreement to the revised Policy.

Questions. If you have any questions regarding this policy, please call us at (209) 985-0860.  You can also write to us at IRA Innovations, 5184 Caldwell Mill Road, Ste 204-303 Birmingham, AL 35244