Author: bell

The win-win option: investing in private companies

Using a Self-Directed IRA to invest in private companies is a choice many of our IRA Innovations clients make. Why? There are many reasons, but it often has to do with the realization that companies like Facebook, Google, Disney, LifeLock, and HP started out as private entities. These went on to become giants in the…


5 benefits of lending money with your Self-Directed IRA

Did you know that you can essentially turn a Self-Directed IRA into a lending institution? You can lend retirement account funds out to qualified individuals and companies via promissory notes with the benefit of earning interest on the loans. Becoming a private lender is a popular alternative investment choice for many of our Self-Directed IRA…


Education is key to avoiding mistakes with Self-Directed IRA investments

Using a Self-Directed IRA comes with considerable freedom to select what you invest in, which is a huge benefit! Maybe you are interested in real-estate related assets, investing in private companies, or making loans with your Self-Directed IRA. These options and many more are possible. This is why education is so important, which is something…


How will the newly passed SECURE Act impact your Self-Directed IRA?

If you are interested in Self-Directed IRAs, or if you already have one, you may have been following the news about the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act). The Act was signed into law in December of 2019, and most provisions in the law went into effect on January…


An alternative investment to consider: lending money with your Self-Directed IRA

At IRA Innovations, we can help you with the set-up and administration of a Self-Directed IRA that you can then use to invest in a wide variety of options, such as real estate, private companies, and lending money.  In this blog post, we will focus on lending money to an individual or business with your…


Taking control of your retirement account: switching a 401(k) to a Self-Directed IRA

Have you recently left one employer to start a new job with another? Have you retired recently? If so, did you leave a former 401(k) behind? In these types of  situations, it’s not uncommon for 401(k)s to stay behind with the previous employer’s custodian.  Employer-sponsored 401(k) plans typically include traditional  investment options: stocks, bonds, mutual…


What you need to know about updates to IRS Publication 590

  IRS Publication 590 for individual retirement arrangements (IRAs) refers to an Internal Revenue Service (IRS) document that outlines and elaborates on rules for IRAs. The IRS publishes Form 590 to provide information about setting up IRAs, how to contribute to them, how much may be contributed, how to treat distributions, and how to take…


Self-directed IRA investing: Who are disqualified persons?

Many of our clients say that the thing they love most about self-directing their IRA is that they have so much freedom to choose what they invest in. Whether it’s real estate related assets, investing in private companies, or making loans, the freedom, flexibility, and extensive options are huge benefits. Even with so much freedom…


Important things to consider about your self-directed IRA custodian

When it comes to self-directed IRAs, one of the biggest benefits is that you have the freedom to choose what you invest in. You have a wide range of options, such as real estate related assets, investing in private companies, or making loans, three of the top investment choices made by our customers.  At IRA…


How investing in private placements can offer great rewards

At IRA Innovations, a significant number of our clients invest in private placements with their self-directed IRA, and interest in this area has grown over the past few years. This post will be dedicated to looking at what exactly private placements are, why you should or should not consider this type of investment, and other…