Case Study: Lending Money

As we shared in this post about lending money through a self-directed IRA, making loans in this manner can be very profitable. It’s also a great way to diversity your portfolio. There are many creditworthy people out there who would be disqualified for lending through a traditional bank loan. Those who are self-employed or someone whose…


Earning Profits by Lending Money

We have recently discussed some interesting alternatives for self-directed IRA investments like real estate and private equities.  Another option you may not know about is lending money with your IRA. You can use it to make a loan to an individual or business. Many of our clients have used their self-directed IRAs to lend money to…


Case Study: Investing in the Local Bank

David Schaffer already had a self-directed Roth IRA through IRA Innovations. He had been a trusted  client of ours for years, and he decided he wanted to branch out a little more than he has in the past. He’s always been pretty conservative, and while he didn’t want to take too many risks, he felt…


Investing in Private Equities: The Future Big Business

What if, years ago, you had invested in small, start-up, private companies like HP, Merck, IBM, Disney, or GE? These huge companies that are now public were once private entities that went on to become pillars of the American business landscape. If you had invested in any of these before they “made it,” you would…


Self-Directed IRA’s: Main Street investments, not Wall Street investments

Single family homes, condos, commercial buildings, farm land, timber land. These types of real estate don’t typically come to mind when you think of your IRA, but they should. More and more people are finding out that investing in real estate using their retirement accounts is possible. Depending on each individual situation, it can be…


What to Know About Self-Directed IRAs

Self-directed IRAs are rapidly becoming investors go-to investment to save for retirement. Self-directed IRAs are no different than a normal IRA besides the fact you can invest in alternative assessments outside of the traditional options like stocks, bonds, mutual funds, and CDs. Many people don’t realize the wide array of options for investments that self-directed…


Starting Retirement Planning Right Now

Here at IRA Innovations where retirement savings are our primary focus, we see account holders from all walks of life. What we’ve seen over the years is that many people don’t start their initial savings for retirement until their early 30’s to early 40’s.    The consequences of not establishing a tax-favored retirement account at…


Learn How To Choose a Self Directed IRA Custodian

What is a Self Directed IRA Custodian? Investing in alternative investments inside a retirement account (IRA, Roth IRA, SEP IRA, SIMPLE IRA or 401k) is a new experience for most people. Anyone who has ever bought a traditional investment (a stock, bond, or mutual fund) has most likely already used a custodian for these investments….