We talk a lot about self-directed IRAs on our blog, but we thought it might be a good time to have a little refresher course on exactly what that is. While many people are familiar with IRAs (individual retirement account) in general, the self-directed form is not quite so widely known. So what exactly is…
Author: Bill Gulas
Investing in Real Estate and Getting a Mortgage
The ability to use self-directed IRAs for a wider variety of alternative investments is one of its biggest benefits. Since self-directed IRAs are legal entities, they can borrow money, and they can get a mortgage. However, it’s very important to know that the loan must be a non-recourse loan. A non-recourse loan is a secured…
Rebuilding Communities One Foreclosure At a Time
Investing in foreclosures with your self-directed IRA is one of the riskier, more challenging investments (as we discuss in this blog post), but it can also be very rewarding in a variety of ways. The long-term returns can be significant, and it could also be that you find your dream home when it’s in foreclosure….
In It For the Long Haul: Foreclosure Properties
A few years ago, after the housing market decline in 2008, there were many foreclosures out there. Although the housing market is doing much better today, there are still foreclosures waiting for someone to come along who sees their potential, and there always will be in the years ahead. Investing in foreclosure properties is a…
Gold and Silver and Platinum, Oh My!
Real estate, private equities and lending money with your IRA are all self-directed options we have discussed recently. (link to those posts) While those are all tangible items in a sense, this post is all about something you can actually reach out and hold in your hand: precious metals. Many financial professionals from all over…
LPs, LLCs, IRAs: How Are They Related?
Did you know that you can purchase or sell interests in Limited Partnerships (LP) and Limited Liability Companies (LLC) with your self directed IRA? It’s true, and just another great option for investors who want to be more involved with their IRA and diversify investments. Let’s look at each one individually to find out what…
Case Study: Lending Money
As we shared in this post about lending money through a self-directed IRA, making loans in this manner can be very profitable. It’s also a great way to diversity your portfolio. There are many creditworthy people out there who would be disqualified for lending through a traditional bank loan. Those who are self-employed or someone whose…
Earning Profits by Lending Money
We have recently discussed some interesting alternatives for self-directed IRA investments like real estate and private equities. Another option you may not know about is lending money with your IRA. You can use it to make a loan to an individual or business. Many of our clients have used their self-directed IRAs to lend money to…
Case Study: Investing in the Local Bank
David Schaffer already had a self-directed Roth IRA through IRA Innovations. He had been a trusted client of ours for years, and he decided he wanted to branch out a little more than he has in the past. He’s always been pretty conservative, and while he didn’t want to take too many risks, he felt…
Investing in Private Equities: The Future Big Business
What if, years ago, you had invested in small, start-up, private companies like HP, Merck, IBM, Disney, or GE? These huge companies that are now public were once private entities that went on to become pillars of the American business landscape. If you had invested in any of these before they “made it,” you would…