What is a Self Directed IRA Custodian? Investing in alternative investments inside a retirement account (IRA, Roth IRA, SEP IRA, SIMPLE IRA or 401k) is a new experience for most people. Anyone who has ever bought a traditional investment (a stock, bond, or mutual fund) has most likely already used a custodian for these investments….
Tag: self directed ira
Asset Allocation for Self-Directed IRAs
Having sound investment strategy behind the management of a retirement portfolio is as important as understanding the markets in which investments are made. One method of investment strategy is in asset allocation. Asset allocation is an investment strategy that aims to balance risk and reward through the division and distribution of assets in a portfolio…
New Video: IRA Innovations Interviewed At Property Managers Meeting
IRA Innovations recently attended the Central Regional Meeting of the National Association of Property Managers. Alex Osenenko, Chief Strategist for Fourandhalf.com the leading Internet Marketing Company for Property Managers spoke with Bill Gulas about self-direction and what this means to property managers, owners and investors. We were pleased to introduce the concept of self-directed…
IRS Updates Publication 590 For Individual Retirement Accounts
IRS Publication 590 has been updated and released by the IRS. This publication is directly related to Individual Retirement Arrangements and is used by CPAs and other tax preparers when filing federal income tax returns, as well as by IRA owners seeking answers to specific questions about how the IRS views these accounts. In addition…
Self-Directed IRAs and Property Management
Many of our clients invest in real estate with their Self-Directed IRAs. They are looking to capitalize on tax-deferred or, in the case of a ROTH IRA, tax-free income, cash flow, and the potential for future appreciation. When clients own real estate in an IRA for a long-term hold position, they frequently ask about the…
Business Start-Ups and Your Self-Directed IRA
According to Wikipedia, Rollovers as Business Start-Ups (ROBS) are arrangements in which current or prospective business owners use their profit sharing plans, IRAs or other retirement funds to pay for new business start-up or acquisition costs or to refinance an existing business. Many clients and people who have contacted us after attending a webinar or…
Understanding Fair Market Valuation Forms For Self-Directed IRAs
Custodians and Administrators of self-directed IRA accounts have begun sending out notices to clients regarding the 2013 Fair Market Valuation forms that are due back to their offices in January. A fair market valuation is used to assign or change the value of an asset. Plan Administrators are required to provide a year-end value as…
Would A SEP Make Sense For Your Self-Directed IRA?
One of the most common questions I get when I speak is, “How can I buy real estate or any expensive asset in my IRA when I am only allowed to contribute $5,500 each year?” There are several different types of IRA accounts that can be established to purchase real estate or any other investment…
Non-Recourse Loans for the Self-Directed IRA
Recent increases in investor acquisition of real estate have prompted calls from clients that have cash in their self-directed retirement accounts but don’t have enough to buy a property outright. In other words, their IRAs need loans. There are lenders that will make loans on income producing properties to self-directed IRAs on a non-recourse basis….
The Self-Directed IRA and FRAUD
I recently read an article that talked about the top financial threats facing investors and small businesses. The Securities and Exchange Commission is reporting an increase in complaints about fraudulent schemes that utilize Self-Directed IRAs. Scam artists are using Self-Directed IRAs as a way to lend credibility to a bogus venture. Of the seven areas…